Compare Auto Insurance by State
State minimum requirements, average rates, and top carriers vary by location. Select your state for tailored coverage information.
50 states available
Alabama Car Insurance Costs & Coverage RequirementsAlabama requires 25/50/25 liability. Full coverage averages $140–$180/mo. Compare rates, understand minimums, and find coverage for Alabama drivers.→
Alaska Car Insurance Costs & Coverage RequirementsAlaska requires 50/100/25 liability coverage. Average full coverage costs $180–$220/month. Compare rates, understand minimums, and find coverage options.→
Arizona Car Insurance Costs & Coverage RequirementsArizona requires 25/50/15 minimum liability. Full coverage averages $140–$180/mo. Compare rates, understand requirements, and find coverage for Arizona drivers.→
Arkansas Car Insurance Costs & Required MinimumsArkansas requires 25/50/25 liability. Full coverage averages $130–$160/mo. Compare rates and understand state requirements with Arkansas-specific data.→
California Auto Insurance Costs & Minimum CoverageCalifornia requires 15/30/5 liability coverage. Full coverage averages $180–$240/mo. Compare rates, understand state minimums, and find affordable options.→
Colorado Car Insurance Costs & Minimums Colorado requires 25/50/15 liability. Full coverage averages $145–$185/mo. Hail, theft, and 13% uninsured drivers drive Front Range rates higher.→
Connecticut Car Insurance Costs & Coverage GuideConnecticut requires 25/50/25 minimum coverage. Average rates: $130–$160/mo. Compare liability, full coverage, and city-specific costs statewide.→
Delaware Car Insurance Rates & Minimum CoverageDelaware requires 25/50/10 liability plus $15,000 PIP. Full coverage averages $140–$180/mo. Compare rates, understand requirements, and find coverage options.→
Florida Car Insurance Costs & Minimums Florida requires 10/10 PIP/PDL minimum coverage. Full coverage averages $210–$285/mo. Compare rates, understand no-fault rules, and find coverage options.→
Georgia Auto Insurance Costs & CoverageGeorgia requires 25/50/25 liability minimum. Average rates: $140–$180/mo minimum, $220–$290/mo full coverage. Compare quotes and requirements.→
Hawaii Car Insurance Rates & Coverage RequirementsHawaii requires 20/40/10 liability and $10,000 PIP. Average premiums range $110–$145/mo. Compare coverage options and costs for all islands.→
Idaho Car Insurance Cost & Coverage RequirementsIdaho requires 25/50/15 liability. Full coverage averages $100–$125/mo. Compare rates, learn requirements, and find coverage for Idaho drivers.→
Illinois Auto Insurance Costs & Coverage RequirementsIllinois requires 25/50/20 liability minimums. Full coverage averages $140–$185/mo. Compare rates, requirements, and coverage options for Illinois drivers.→
Indiana Car Insurance Costs & Minimum CoverageIndiana requires 25/50/25 liability coverage. Average full coverage costs $140–$180/month. Compare rates, understand requirements, and find coverage options.→
Iowa Car Insurance Costs & MinimumsIowa requires 20/40/15 liability coverage. Full coverage averages $135–$175/mo. Compare rates, understand Iowa's at-fault system, and find coverage options.→
Kansas Car Insurance Rates & MinimumsKansas requires 25/50/25 liability and $4,500 PIP. Average rates: $95–$145/mo minimum, $165–$225/mo full coverage. Compare costs and requirements.→
Kentucky Car Insurance Rates & Coverage RequirementsKentucky mandates 25/50/25 liability and choice no-fault PIP. Average premiums: $110–$145/mo minimum, $180–$235/mo full coverage. Compare rates now.→
Louisiana Auto Insurance Costs & 15/30/25 Minimums ExplainedLouisiana requires 15/30/25 liability and UM coverage. Avg full coverage: $180–$230/mo. Compare rates, understand hurricane risks, see city costs.→
Maine Car Insurance Cost & Coverage GuideMaine requires 50/100/25 minimum liability. Full coverage averages $130–$160/mo. Compare rates, understand requirements, and find coverage options.→
Maryland Car Insurance Cost & Coverage GuideMaryland requires 30/60/15 liability plus $2,500 PIP. Full coverage averages $140–$180/mo. Compare rates, understand requirements, find coverage.→
Massachusetts Car Insurance Cost & Minimums Massachusetts requires 20/40/5 liability plus $8,000 PIP. Full coverage averages $150–$200/mo. Compare rates and required minimums by city.→
Michigan Car Insurance Costs & Minimums Michigan requires 20/40/10 liability and PIP starting at $50,000. Full coverage averages $2,400–$3,600/yr. Compare rates and 2019 reform impacts.→
Minnesota Car Insurance Cost & Coverage GuideMinnesota requires 30/60/10 liability and $20,000 PIP. Full coverage averages $140–$180/mo. Compare rates, understand no-fault rules, and find coverage.→
Mississippi Auto Insurance Costs & 25/50/25 MinimumsMississippi requires 25/50/25 liability. Full coverage averages $140–$180/mo. Compare rates, understand requirements, and find coverage options.→
Missouri Car Insurance Costs & Minimums Missouri requires 25/50/25 liability plus mandatory uninsured motorist coverage. Full coverage averages $140–$180/mo. Compare rates and requirements.→
Montana Car Insurance Costs & Coverage RequirementsMontana requires 25/50/20 liability. Full coverage averages $140–$180/mo. Compare rates, understand state minimums, and find coverage for your needs.→
Nebraska Auto Insurance Costs & MinimumsNebraska requires 25/50/25 liability. Full coverage averages $140–$180/mo. Compare rates, understand requirements, and find the right coverage.→
Nevada Car Insurance Costs & Minimum RequirementsNevada requires 25/50/20 liability coverage. Minimum coverage averages $135–$165/mo. Compare rates, understand state requirements, and find coverage.→
New Hampshire Auto Insurance Rates & RequirementsNew Hampshire doesn't require insurance for all drivers—see 25/50/25 minimums, $50K bond alternative, and rates averaging $1,400–$1,800/yr.→
New Jersey Auto Insurance Costs & Required CoverageNew Jersey requires 15/30/5 liability and $15,000 PIP. Drivers pay $130–$180/month average. Compare minimums, full coverage costs, and city rates.→
New Mexico Auto Insurance Cost & Coverage GuideNew Mexico requires 25/50/10 liability. Average full coverage: $185–$245/mo. Compare rates, understand requirements, and find coverage for NM's 20.8% uninsured rate.→
New York Auto Insurance Costs & CoverageNew York requires 25/50/10 liability plus PIP and uninsured motorist coverage. Average full coverage: $2,100–$2,800/year. Compare rates and requirements.→
North Carolina Auto Insurance: Rates & Coverage RequirementsNorth Carolina requires 30/60/25 liability. Full coverage averages $140–$175/mo. Compare rates, understand SDIP points, and find coverage.→
North Dakota Car Insurance Costs & Coverage RequirementsNorth Dakota requires 25/50/25 liability and $30,000 PIP. Full coverage averages $130–$180/mo. Compare rates and understand no-fault rules.→
Ohio Car Insurance Costs & MinimumsOhio requires 25/50/25 liability. Full coverage averages $140–$180/mo. Compare rates, understand requirements, and find coverage for Ohio drivers.→
Oklahoma Car Insurance Cost & Coverage GuideOklahoma requires 25/50/25 liability. Minimum coverage averages $110–$165/mo, full coverage $180–$250/mo. Compare rates and requirements.→
Oregon Car Insurance Rates & MinimumsOregon requires 25/50/20 liability, $15,000 PIP, and UM/UIM coverage. Average rates: $110–$145/mo minimum, $190–$260/mo full coverage.→
Pennsylvania Auto Insurance: Costs, Limits & Coverage GuidePennsylvania requires 15/30/5 minimum liability. Drivers pay $110–$155/mo average. Compare limited vs full tort options and coverage costs by city.→
Rhode Island Auto Insurance Rates & Minimums GuideRhode Island requires 25/50/25 liability minimums. Full coverage averages $145–$185/mo. Compare rates, understand state requirements, and find the right policy.→
South Carolina Auto Insurance: Rates, Minimums & CoverageSouth Carolina requires 25/50/25 liability. Minimum coverage costs $140–$180/mo; full coverage $220–$310/mo. Compare rates and requirements for SC drivers.→
South Dakota Auto Insurance Costs & RequirementsSouth Dakota mandates 25/50/25 liability coverage. Full coverage averages $110–$145/mo. Compare rates, learn state requirements, and find coverage options.→
Tennessee Car Insurance Costs & Minimum CoverageTennessee requires 25/50/25 liability. Full coverage averages $145–$185/mo. Compare rates, understand tort laws, and see city-specific costs.→
Texas Auto Insurance Cost & Minimum RequirementsTexas requires 30/60/25 liability coverage. Average rates: $140–$180/mo minimum, $220–$290/mo full coverage. Compare quotes and understand state requirements.→
Utah Car Insurance Costs & MinimumsUtah requires 25/50/15 liability and $3,000 PIP. Average cost: $110–$145/mo minimum, $185–$245/mo full coverage. Compare rates and requirements.→
Vermont Car Insurance Cost & MinimumsVermont requires 25/50/10 liability. Full coverage averages $140–$175/mo. Compare rates, understand UM/UIM requirements, and find coverage options.→
Virginia Car Insurance Cost & Coverage GuideVirginia requires 25/50/20 liability. Minimum coverage costs $90–$140/mo, full coverage $160–$220/mo. Compare rates and requirements by city.→
Washington Auto Insurance Cost & Coverage GuideWashington requires 25/50/25 minimum liability. Average full coverage costs $140–$180/mo. Compare rates, understand requirements, find coverage.→
West Virginia Auto Insurance: Rates, Minimums & Coverage GuideWest Virginia requires 25/50/25 liability. Average cost: $110–$145/mo minimum, $180–$240/mo full. Compare rates, understand tort law, and find coverage.→
Wisconsin Car Insurance Rates & Minimums Wisconsin requires 25/50/10 liability. Full coverage averages $110–$145/mo. Compare requirements, costs, and coverage options for WI drivers.→
Wyoming Car Insurance Costs & Minimums Wyoming requires 25/50/20 liability. Full coverage averages $140–$175/mo. Compare rates, understand state minimums, and find coverage for Wyoming drivers.→